Sunday, August 23, 2020

Kenneth MacKinnons Masculinity in the Movies

Presentation Masculinity power ruled the film business during the late twentieth century. The film business utilized manliness to delineate bravery since many film stars, for example, Sylvester Stallone, Arnold Schwarzenegger, Bruce Willis, and numerous others were male. â€Å"The worry in these films on physical size, quality, and the capacity to utilize savagery adequately recommended that manly character was being connected with the utilization of the body as an instrument of intensity and control†¦Ã¢â‚¬  (Mackinnon 290).Advertising We will compose a custom exposition test on Kenneth MacKinnon‘s ‘Masculinity in the Movies’ explicitly for you for just $16.05 $11/page Learn More The strength of male stars in the motion pictures and delineation of chivalry from a manly point of view has molded impression of manliness in the Western culture. To prop his contention, Kenneth Mackinnon examined film types, explicit motion pictures, and the film stars that give h uge confirmations, which bolster the assorted variety of manliness pictures that have molded manly character in the Western culture over an extensive stretch. Film Genres The activity motion pictures, for example, Raiders of the Lost Ark, Terminator, Die Hard, among other famous activity motion pictures advanced courage by depending upon physical quality and intensity of manliness. Activity films center around the gallant capacities of the on-screen characters while ignoring issues of woman's rights, sentiment, marriage, and family. Mackinnon contends that, â€Å"if love for the family and female accomplices in sentiment is exhibited and upheld, that kind of affection is less enthusiastic drawing in than the hero’s affections for his sidekick† (291). In the activity films, courageous exercises are fundamental in that, different activities or female issues simply supplement the extent of the film comparative with the real world. James Bond and John Rambo’s motion pictures will in general depict that womanliness influences manliness, and along these lines debilitates the status of gallantry. At the point when James Bond included a lady in his film, his gallant capacity debilitated as he sidelined brave exercises and concentrated on delight. John Rambo then again restricted his contact with ladies by remaining in detachment to focus on the manly powers that characterize Western courage. In war films, male predominance reflects attributes of capable troopers with chivalrous characteristics. The military train young men to become warriors by separating them from females and causing them to experience thorough preparing that builds their manliness to separate them from gentility. Regular warrior must concentrate on securing chivalrous aptitudes and stay away from outside impacts that are distractive. Slasher and Illness films depict that manliness is increasingly powerless against brutality and AIDS individually when contrasted with gentility; t hus, guys experience numerous instances of death.Advertising Looking for paper on workmanship and structure? How about we check whether we can support you! Get your first paper with 15% OFF Learn More The games and parody motion pictures further outline the perfect manliness regarding parenthood. Field of Dreams film isn't just about baseball, â€Å"it includes an arrival to perfect parenthood †¦the as of now depreciated father must be recovered, along with his mindful nurturing power if men are to recapture their potential† (Mackinnon 296). The New Bad Future film moves the possibility of manliness into the utilization of machines and innovation. These motion pictures will in general show manliness as being able to tame and control the universe. Obscene motion pictures admire men and present them as suggestive objects of heterosexuality. Explicit Movies The film, Born on the Fourth of July by Don Kunz presents manliness as far as customary gendered jobs of Vietnamese. T he film represents how manly mentalities pervade social, political, and strict circles in this way forming the mastery of manliness in the general public. â€Å"The pre-Vietnam parcel shows the paired restrictions on which conventional manliness appears to rest: to win, others must be failures; to live, others must bite the dust; to take care of business, others must be ladies or feminized† (Mackinnon 300). The Vietnamese conventions characterized the gendered jobs that improved manliness and degraded womanliness. Carbon copies by David Cronenberg depicts insane articulations of men in react to phallic frenzy while the Crying Game by Neil Jordan portrays the character of manliness regarding sex and governmental issues. The Crying Game portrays how the man centric society requests womanliness to be frail to be subject to solid manliness, which gives support. Richard Coward in The Full Monty film presents upset of manliness in the perspective on thousand years. The film depicts the turned around jobs of manliness in light of the fact that â€Å"†¦men’s jobs, especially with regards to huge scope male repetition †¦ have set out on another profession as strippers for female crowds, and they have discovered that their one resource is the capacity to sell their bodies (Mackinnon 301). The film predicts how free lady impacts sexual orientation transformation and compromises manliness. Payment by Krin Gabard raises Western manliness by delineating that a saint can't wed or become a family man since it decreases independence that befits legends. The capacity of a man to oppose marriage and become autonomous characterizes manliness and bravery in Western culture. Film Stars Warren Betty is a film star who has repudiating sexual orientation discernments. Despite the fact that he presents characteristics of manliness, he is a lot of engaging gentility. His garbled stand has made him a greater amount of female than manly suggesting that manliness c an have directions of femininity.Advertising We will compose a custom article test on Kenneth MacKinnon‘s ‘Masculinity in the Movies’ explicitly for you for just $16.05 $11/page Learn More Clink Eastwood is another movie star who depicts extra-true to life manliness exercises. â€Å"Eastwood is regularly introduced as far as masochistic item, enduring agony and embarrassment, yet in addition comprising an object of the look †his bare walk almost the length of the prison near the start of Escape from Alcatraz† (Mackinnon 303). Since Eastwood removed himself from his family, he is portraying a component of courage in manliness. Late film stars despite everything represent perfect characteristics of manliness. In the Movie American Psycho, Patrick Bateman is a sequential executioner, a meandering and destitute fella, with sensual relationship with ladies who are his casualties. â€Å"He has built himself out of polished men’s magazines, seeing him self as a specialist in the male design, preparing, eateries and the music† (Mackinnon 308). He speaks to manliness view of the Westerners. In the Billy Elliot film, Jamie Bell didn't follow his aspiration of turning into a ballet artist in case he become less manly or feminized in light of the fact that the loss of manliness identifies with homosexuality. His folks demoralize him from turning into a ballet performer, which changes his perspective on manliness. This infers customary generalizations of manliness shape culture. End Kenneth Mackinnon’s manliness in the movies’ underscores how manliness in motion pictures has changed the Western culture, yet additionally all societies around the globe. To demonstrate his contention, Mackinnon investigated various classes of motion pictures, explicit motion pictures and the characters of the film stars. Despite the fact that manliness ruled during 1960s and 1970s, womanliness issues rose in 1980s that saw rise of call for sexual orientation balance. For a long time, manliness has been overwhelming film pictures yet right now, there is by all accounts an equivalent delineation of womanliness and manliness in the general public. The mechanical advances have empowered ladies to perform exercises up to this point held for men as it were. Works Cited MacKinnon, Kenneth. â€Å"Introduction to Communication Studies.† Masculinity in the Movies, (n.d): 289-311. This exposition on Kenneth MacKinnon‘s ‘Masculinity in the Movies’ was composed and presented by client Zackary L. to help you with your own examinations. You are allowed to utilize it for research and reference purposes so as to compose your own paper; be that as it may, you should refer to it likewise. You can give your paper here.

Friday, August 21, 2020

Fast Breeder Reactors Essay -- Nuclear Power Energy

Quick Breeder Reactors Dynamic In this report I will research how extraordinary reproducer reactors work, the numerous issues tended to by the Fast Breeder Reactor, including proficiency and cost, the inconveniences of Fast Breeder Reactors, and working models that have been built all through the world. Presentation There is another sort of present day atomic vitality, a fascinating thought that will develop on you, in a manner of speaking. If one somehow happened to think about a â€Å"alternative† atomic vitality source, a rock bed splitting reactor or in particular combination reactors ring a bell. The Liquid Metal Fast Breeder reactor (FBR) is the other â€Å"alternative† reactor. FBRs first went basic (got operational) in 1951 with the American trial EBR-1 in Idaho. FBRs, on a fundamental level, produce more fissile material than they produce. In spite of the fact that they despite everything need a mix of stable fruitful material with fissile fuel, the way that they convert this blend to a brought together fissile material while producing power simultaneously is the essential explanation these reactors are engaging. The innovation utilized for FBRs has been reliably investigated in the US, USSR, France, UK, Germany, Japan, China, and India at various focuses in time starting in 1949 with introductory structure work performed on the EBR-I in the US (Encarta-2005). Asian nations presently lead the world in the exertion being put resources into this sort of reactor. We could see a noteworthy number of FBRs being worked inside the following 25 to 50 years, as the interest for petroleum derivatives increments with contamination and the consistent and wasteful utilization of non-renewable energy source supplies by all countries. Are FBRs a practical vitality hotspot for California or the US? I will examine the nuclear procedure that FBRs use to work, the issues the... ...Establishment. Recovered July 28, 2006, from http://en.wikipedia.org/wiki/Monju Atomic Power Reactors. (2005). Atomic Energy. In Encarta Reference Library 2005 [CD-ROM].Microsoft Corporation. Atomic reactor. (2006). In Wikipedia [Web]. Wikimedia Foundation. Recovered July 28, 2006, from http://en.wikipedia.org/wiki/Nuclear_reactor Quick Breeder Reactors: Do They Have the Juice? Raiser Reactors 11 Atomic Waste and Breeder Reactors - Myth and Promise. Recovered July 28, 2006, from agree.net Web website: http://www.agree.net/DefenseWatch/Nuclear%20Waste%20and%20Breeder%reactors.htm Shi, R. R. Fluid Metal Fast Breeder Reactor. Recovered July 20, 2006, Web website: http://www.nuc.berkeley.edu/thyd/ne161/shir/project5.html Superphenix. (2006). Superphenix. In Wikipedia [Web]. Wikimedia Foundation. Recovered July 28, 2006, from http://en.wikipedia.org/wiki/Superph%C3%A9nix

Thursday, July 9, 2020

How I Compared All My Familys Student Loan Options

HomeFinanceFinancial aidHow I Compared All My Family’s Student Loan OptionsThis page may contain affiliate links.Mar 11, 2019 When you look at the variety of funding options available to pay for college, it’s easy to feel overwhelmed. Between federal loans, home equity, parent loans, and private student loans, where do you even start? According to a survey of 3,510 parents of college students from College Ave Student Loans conducted by Barnes Noble College InsightsSM in April 2018, 69% of parents found the process of figuring out how to pay for college to be the most stressful part of the college process. To make it easier for you, we reached out to several parents in our Paying For College 101 Facebook group. They shared their stories and shared why they made the choices they did. Here’s what they had to say Max Out Federal Student Loans and School Aid First In the survey mentioned above, 59% of parents said that college was more expensive than they anticipated. All of the parents we talked to focused on taking out federal student loans first. These have fixed interest rates and are only in the student’s name. In addition, if there was any school aid or scholarships available, these were obviously a first choice. When there was still a financial gap – as there will be for most families – the remaining options are to use home equity, Parent PLUS loans, or private student or parent loans. No one we spoke to took advantage of home equity, but several parents have shared in the group that a home equity line of credit (HELOC) was part of their strategy. It may be a good option for you as well! Parent PLUS vs. Private Loans In the College Ave Student Loans survey mentioned earlier, 15% of parents choose federal parent loans while 11% chose private student loans. All of the parents we spoke with chose private loans instead of Parent PLUS. There were two main reasons. Interest Rate One primary reason parents reject PLUS loans is the interest rate. Parent PLUS loans are available from the federal government, and offer fixed interest rates. However, the rates may be higher than private loans. In addition, a PLUS loan has an origination fee of 4.264%, which dramatically increases the price of the loan. That turns people off. As one parent we spoke to put it: â€Å"Percentage rate was number one for us.† Another parent shared, â€Å"I went with the private loan provider I chose because their interest rates were better than some that I had found.† Interest has a lot to do with how much you’ll pay over time, especially if you’re deferring payments until after your student graduates. Student Responsibility Another big reason to look for private student loans is that your student will have some of the responsibility. One parent we spoke to explained: â€Å"I wanted her to have some responsibility with her education (you’re more apt to take it seriously if you’re paying something!)† Another aspect of student responsibility is how quickly you can remove yourself as a cosigner. Many students don’t have the credit rating and income to qualify on their own. If you find yourself cosigning, you want to make sure you can be free of the loan in the future. One parent shared, â€Å"One of our primary considerations was when we could petition to remove ourselves as cosigners.† Requirements for releasing cosigners vary lender to lender, so it’s important to ask about these details while doing your research. In a recent Facebook Live, Angela Colatriano of College Ave Student Loans shared that student borrowers of College Ave loans can request to have cosigners released when more than half of the loan’s scheduled repayment period has elapsed. In addition, the student borrower must show income for the previous two years that is more than twice the outstanding balance of all their loans with College Ave, have on-time payments for the most recent 24 consecutive payments, and a credit bureau review that does not show late payments on any other obligations for the past 24 months. So if one of your objectives is to ultimately have your student be the sole borrower, then researching and understanding all the requirements for being released as a cosigner should be of prime importance to you. Compare Payment Options Besides interest rates and being removed as a cosigner, the parents we spoke with all had specific preferences for payment terms. One parent said, â€Å"I wanted one with a low interest rate, that would cover two years (he was a transfer student from a community college), that I could pay the interest on monthly, and that would not be due until six months after graduation.† Many private loans are able to be deferred until graduation, but interest continues to accrue. You may want to make payments for your student during school. One parent said, â€Å"I am making payments trying to get some of it paid off before she gets out but also trying to build her credit up.† Some lender websites have tools to help you calculate and compare different repayment scenarios. Using College Ave Student Loans’ interactive calculator, you can calculate what the impact is of paying different amounts while your student is in school, on the overall cost of your loan. The calculator also lets you see what choosing different number of repayment years will do to your overall loan costs. Here are some other things to look for: A lot of choices for loan duration, which gives you and your student maximum flexibility Options for in-school payment: either interest-only or a low flat payment amount The ability to defer full repayment until six months after school ends Loan forgiveness if the student passes away or is permanently disabled Forbearance and hardship options in case your student struggles after graduation Other Words of Wisdom We asked each parent what they would want other parents to know about the loan process. Here’s what they had to say â€Å"Definitely compare lots of different institutions. It can save you a lot of money over the life of the loan.† â€Å"Everyones needs are different. I would suggest looking at all the options available. I would tell parents not to get into too much debt. Carefully choose what you can afford to pay and assume your child will not have a job immediately after graduation. Choose a lender that responds to questions and is easy to communicate with.† â€Å"The student loan journey is a wild ride but in the end you have to do what is right for you and your family. I have been on some sites and that say â€Å"do not take out loans. Well, that would be great if you got more merit from schools! My daughter was a good student in high school and yes, she did get merit money most from out of state schools, but in the end even with their merit aid, in-state was still the best option and more cost efficient for my family.† Everyone has to make the choice that’s right for their situation. We hope that the information from these parents has helped you know where to turn!

Wednesday, May 6, 2020

12 Biology Gas Exchange - 1043 Words

logy12 Biology Demonstrate understanding of adaptation of animals to their way of life Gas exchange – Process in which gas is oxygen exchanged for carbon dioxide THE WORM The worm lives underneath the ground in moist rich humus soil. The worm is Terrestrial- which means it is related to earths or its inhabitants, and is not restricted to moist environments as the worms internal lungs keep it moist. As worms are nocturnal they only are active at night Which gives them less chance to be eaten by birds as birds hunt in the day time. This is an advantage as they will not dry out in the day time. In hot days in summer the worm burrows deeper to avoid drying out and dying. In wet days it is possible that the worm will be brought†¦show more content†¦As the water flows through the gills of the fish the lamellae gains oxygen in order for the fish to have efficient gas exchange. Because fish live in the water and not land it is impossible to breathe (inhale/exhale) that’s why they have gills as their main gas exchange organ, unlike mammals with lungs and worms with skin. Fish excrete in the sea which is important for the ecosystem. An advantage for fish is that the blood flows through the lamellae in the opposite direction to the water flow so their gas exchange process is not interrupted while gas is exhaled. There is also no dead space in the gills as most water that passes over the gills o2 is diffused into the fish blood. Fish have rich blood supply to gills and are highly vascularised. The fish have numerous folds to the gill structure which increases the surface area so efficient gas exchange. Mammal -Sheep Comparisons: a tracheal system in mammals would be too heavy as lungs would require large amounts of water to extract sufficient oxygen, both fish and worms have high vascularised blood vessels. Mammals, worms and fish breathe oxygen but in different ways e.g. skin, gills and lung. Fish, sheep and worms have large surface are to volume ratio to get efficient gas exchange. They all have different habits which make them favourable in their own species as worms can survive in soil unlike mammals and fish, fish can survive in water unlikeShow MoreRelatedEffect of Inhaling Various Concentrations of CO2 on Electrical Activity of the Heart1261 Words   |  6 Pagesfunctions best in a relatively stable environment. Deviations out of the acceptable ranges of tolerance have unpleasant consequences. In such a way, drastic changes in the air humans breathe have calamitous effects of body. Respiration is the basis for gas exchange, as oxygen is inhaled and carbon dioxide is exhaled. In some settings such as in small, enclosed rooms, when oxygen consumption exceeds production, or with diseases such COPD, humans breathe in dangerously high concentrations of CO2. For this reasonRead MoreThe Effect Of Salinity On Resistance, Proline, And Mineral Nutrients747 Words   |  3 P agesmineral constituents of tomato and pepper plants. Journal of plant nutrition 30.6 (2007): 981-994. 12. Fà ¶rster, H., et al. Effect of phosphite on tomato and pepper plants and on susceptibility of pepper to Phytophthora root and crown rot in hydroponic culture. Plant Disease 82.10 (1998): 1165-1170. 13. Eliasson, Peter E., et al. The response of heterotrophic CO2 flux to soil warming. Global Change Biology 11.1 (2005): 167-181. 14. Bar-Tal, A., et al. Nitrogen nutrition of greenhouse pepper. II. EffectsRead MoreThe Effect Of Photosynthesis On The Rate Of Photosynthesis1660 Words   |  7 Pageswas that if a plant receives more light, then it will have a higher rate of photosynthesis. Photosynthesis is a process that converts carbon dioxide into sugars such as glucose using energy from the sun. 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Molecular mass is provided by the results of molecular ionization which renovates gas phase samples into ions, ion separation or mass analyser that categories the ions using their masses through electromagnetic fields and finally detection where the figures for calculating the composition of each ion is produced1. This tool is usedRead MoreThe Purpose Of The Experiment Was To Uncover Whether A1128 Words   |  5 Pagesdensities. Leaves contain, in their outermost layer of cells, called the epidermis, small pores which are regulated by two guard cells, that help balance the gas exchange and water loss within the plant. These small pores along with the guard cells are called the Stomata: they open and close due to environmental signals, allowing for the exchange of carbon dioxide and oxygen as well as allowing water vapor to escape the plant. A necessary process for the survival of the plant. The leaves of a plantRead MoreThe Duckweed Experiment: Effects of Lowering Light Intensity on the Rate of Per Capita Growth of Lemna Minor1542 Words   |  7 Pageswhich would lower the light received by the treatment groups without interfering with gas exchange. Two groups were not covered by screens in order to serve as controls. These four cups were then placed under Chroma-50 full-spectrum fluorescent lamps and kept at a constant light intensity of 54.16 micromole of photons/square meter/second measured with the Li-Cor ML250 Quantum Light Meter. The photoperiod was 12 hours for each day. The cups were kept under the light for fourteen days, with data recordedRead MoreGlobal Warming Essay1246 Words   |  5 Pagesnote that prior to the industrial revolution the concentration of CO2 levels in the earth’s atmosphere was roughly 280 parts per million (ppm), however today’s levels are at 385 ppm and still climbing. 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The Scarlet Letter Journal Entries free essay sample

The Scarlet Letter assignment #1 – Chapter 2, pages 6-7: I used the Visualize the Scene category. I can see Hester Prynne emerging from the prison. I can see that she is ladylike, tall, and beautiful. I can see her in a beautiful dress with the A embroidered on it walking through the crowd with her head held high and a baby in her arms. #2 – Chapter 3, pages 13-16: I used the Ask a Question category. Who is this man who has come into the town with the Indian? Why does he question a townsman about Hester Prynne? Why is one shoulder higher than the other? Why does he mention that heathens held him against his will? Who are the heathens? #3 – Chapter 4 – pages 26-27: I used the Clarify Something category. Oh, I get it! This stranger who has come into town is Hester Prynne’s husband! He has been in the wilderness where he learned some medical practices from the Indians who were holding him against his will. We will write a custom essay sample on The Scarlet Letter Journal Entries or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page They had a loveless marriage and he was much older than her and had a deformity. 4 – Chapter 5 – page 34-35: I used the Clarify Something category. Now I understand that Hester Prynne was allowed to provide embroidered articles for important people and that her needlework was on display on the clothing of the Governor, babies, and dead people. In contrast, she was never been asked to embroider a veil for a bride because of the nature of her sin. #5 – Chapter 6, pages 43-44: I used the Clarify Something category. This part is really saying that Pearl was strong-minded and wild spirited. Hester did not discipline Pearl like other parents of that time period. Hester did not use the â€Å"rod† to discipline Pearl as a â€Å"wholesome regimen for the growth and promotion of all childish virtues. † Hester stepped aside and let Pearl be her own person. #6 – Chapter 7, pages 56-57: I used the Make a Connection category. I understand that Hester and Pearl’s images were distorted in their reflection in the polished armor. Hester’s â€Å"A† is her prominent feature and the rest of her is small. Pearl also has a distorted image in her reflection. This reminds me of the mirrors and mazes at carnivals where your image is distorted to make you look larger or smaller. ) #7 – Chapter 8, pages 64-65. I used the Make a Connection category. I understand that the Reverend Dimmesdale is saying that Pearl should stay with Hester because she is a constant reminder of her sin. It is in Hester’s best interest to raise Pearl to be right eous because this is how they both will get to heaven. #8 – Chapter 9, pages 70-75. I used the Make a Prediction category. I wonder if there is any connection between Roger Chillingsworth being a man of Science and the Reverend Arthur Dimmesdale being a man of God. It is odd that these two men of two very different schools of thought would become such companions. #9 – Chapter 10, pages 83-84. I used the Make an Evaluative Comment category. I think that it is ironic that Roger Chillingsworth is talking about the burden of hiding secrets when he himself is hiding a secret. Even though Chillingsworth states that keeping secrets is taxing on the soul, he says, â€Å"Yet some men bury their secrets thus. †

Wednesday, April 22, 2020

Non-disclosure Insurance and Good Faith free essay sample

Non-disclosure covers a situation where insured party failed to disclose the material facts, even if he may not be asked directly. This fact is known by the insured, and insurance company will not know at the point of accepting the insurance coverage. Under English law, all parties to an insurance contract are to act in uberrimae fidei (utmost good faith). Insured must disclose all material facts (ie: subject matters that will affect an underwriter decision whether to accept the risk), even it’s not specifically asked. Otherwise the policy is void or voidable. And in our case, BH knew about the previous claims matter and did not inform PIC about it. Which this is a material fact that would influence the underwriter judgment in proposing the premium and determining the risk. The objective test clearly shows that the knowledge of past claims history of insurer is important for underwriter assessment. Hence, it gave rise to effect of distorting the true information. We will write a custom essay sample on Non-disclosure: Insurance and Good Faith or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The effect to non-disclosure is that PIC has the right to void the contract and refuse claims under it. The General rule to Duty to Disclose is found in Woolcott v Sun Alliance and London Insurance Ltd. Misrepresentation by the insured†¦ avoiding the contract. It is usually considered less important than the doctrine of non-disclosure and has often been subsumed by it as a result. Nevertheless, it is different from non-disclosure as misrepresentation focuses on the untruth of statements made by the insured whereas non-disclosure deals with the insured’s silence. It is usual for the insurer to plead both grounds of avoidance since the duty to answer questions correctly on a proposal form is also part of the insured’s duty of good faith. ( www. SingaporeLaw. sg Misrepresentation Act) Insurance law said it’s the duty of the insurer to answer question or provide information honestly and carefully. The misquoted on the worker wages is a clearly a misrepresentation. The false statement of fact PIC evidently relied on BH’s statement; result in wrong judgment which gives rise to the doctrine of misrepresentation. Even if BH had been negligent, did not check, it is still a misrepresentation. See: Redgrave v Hurd (1881) 20 Ch D 1;Quah Poh Hoe Peter v Probo Pacific Leasing Pte Ltd [1993] 1 SLR 14). It‘s arguable that BH false statement fall under a negligent misrepresentation, innocent misrepresentation or fraudulent misrepresentation. Negligent Misrepresentation arise when the false statement is made by representor without due care. It’s a false statement made without fraudulent intention, where in our case it’s for BH to prove that the wrongly declared wages is a careless mistakes, which he would have check the documents and not relying on figures ie: if figures are prepared by a junior clerk. See: Howard Marine Dredging v Ogden Sons (1978) Innocent Misrepresentation arises when the representor made the false statement without fraud and without fault. BH may have made the false declaration thinking that he has reasonable grounds to believe in its truth. It’s for BH to assert the declared wages is a unfortunate human error ie: typo error instead of $800,000. 00 was type written as $80,000. 000. BH would have opportunity check but instead of relying the representation is true. See: Redgrave v Hurd (1881) In view that question mentioned BH had inadvertently misquote, hence it’s unlikely to be a fraudulent misrepresentation (= tort of deceit). Where representor made untrue statement deliberately, and lies on the info provided. See: Derry v Peek (1889) In misrepresentation, the laws aim to put the insurance company back in the position as though it would have been had been informed with full information. ie: If the insurer would have charged more, the claim should be reduced proportionately to the under-payment of premium. PIC has the option to rescind the contract because of BH false statement, by communicating his intention to BH clearly and unequivocal. Once rescinded, it’s final the contract is voidable. And this brings PIC back to the original positions, as if it never exists